What could happen if large banks really invest in fintech

Business of Fintech, Events

Money20/20 and the unfinished business of payments innovation

• Money20/20 USA spotlighted how agentic AI and stablecoins are reshaping payments, with trust and security still standing in the way of wider adoption.
• Across 4 key themes, the gist is that payments innovation must move beyond product demos to solve real world challenges without adding complexity for businesses and customers.

5 questions, Business of Fintech, Member Exclusive

How Bluevine will change under Valley Bank without losing its core

• Valley Bank is buying Bluevine’s technology, talent, and digital customer-acquisition engine rather than spending years building those capabilities in-house.
• Bluevine’s test is whether it can retain its speed and product culture while tapping Valley’s banking infrastructure and expanding its reach.

Business of Fintech, Member Exclusive

Can banks buy fintechs without losing what makes them work?

• Can a bank absorb a fintech’s customers, technology, and talent without losing the product judgment and culture that made those assets valuable in the first place?
• Valley Bank’s acquisition of Bluevine puts that question into practice, with implications for product development, customer acquisition, and technology strategy.

Business of Fintech, Member Exclusive, Opinion

Fintech is in its empire-building era

• Fintechs are moving from unbundling banking to owning more of the infrastructure, licenses, and customer relationships around their businesses.
• Chime, Revolut, and Zilch show how scale is pushing fintechs into expansion, M&A, and greater control over everything surrounding their product suite.

Business of Fintech, Member Exclusive

NVIDIA, Revolut, and Citi are facing questions their old playbooks can’t answer

• NVIDIA, Revolut, and Citi are facing new questions around AI safety, going public, and cybersecurity as their businesses evolve.
• Scale is raising the stakes around how each company operates, protects, and grows.